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The Energy Efficient Mortgage Label (EEML) is a clear and transparent quality label for consumers, credit institutions and investors, which aims to identify energy-efficient housing credit solutions in banks’ portfolios for financing the purchase/construction and/or renovation of both residential (single and multi-family) and commercial buildings, with a focus on the energy performance of buildings.
The EEML aims to increase private market support for the NextGeneration EU vision, the EU Renovation Wave Strategy and the EU Green Deal by acting as a catalyst for consumer demand and as a driver for improving the impact of credit institutions’ lending on the energy profile of their customers’ buildings.
The EEML label is promoted by the Energy Efficient Mortgage Initiative (EEMI). It brings together credit institutions committed to developing energy-efficient financing products to support the improvement of the EU building stock and the transition to a more sustainable economy. CiviBank is a member of the EEMI.
HDT 2024
HDT 2023
HDT 2022
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